Established 1951

More Than A Bank.
A Member Mission.

Redstone Federal Credit Union is a member-owned cooperative. Since our founding at Redstone Arsenal Alabama, we have operated on a single premise: returning value to our members through superior rates, lower fees, and local community reinvestment.

Redstone Federal Credit Union Headquarters

Member Owned

Unlike traditional banks, Redstone is a not-for-profit financial cooperative. Every member owns a share of the institution. Our board of directors is comprised of unpaid volunteers from our membership—not outside shareholders.

  • Lower Loan Rates
  • Higher Savings Yields
  • Democratic Voting Rights
Financial Freedom with RFCU

Community Focus

We reinvest our earnings directly back into the Tennessee Valley. From financial literacy programs to small business support, RFCU is an engine for local prosperity.

Security & Stability

Redstone maintains a conservative risk profile, ensuring the absolute safety of member deposits. Our integration with the latest digital systems ensures your rfcu login online experience is both seamless and extremely protected.

"Your deposits are federally insured up to at least $250,000 and backed by the full faith and credit of the United States Government."

Member Routing Number: 642078693

EST 1951 FEDERALLY INSURED EQUAL HOUSING LENDER

The Heritage of
Service

1951

The Foundation

Founded with a specific charter to serve the personnel and contractors at Redstone Arsenal Alabama. Eleven charter members combined five dollars each to establish the initial capital, creating a foundation built on military-grade discipline and civilian cooperation.

1970 - 1990

Regional Growth

As the Tennessee Valley underwent a technological revolution, Redstone Federal Credit Union expanded its reach. We became the primary financial partner for thousands of workers in the aerospace and defense sectors, building our first multi-branch network across North Alabama.

2010 - 2026

Digital Leadership

The introduction of the redfcu online login and mobile banking platforms marked our transition into a tech-first institution. Today, as Redstone Federal Credit Union, we provide sophisticated rfcu online banking services that compete with global entities while retaining our deep local roots.

Who can
Join?

Membership at Redstone is more accessible than most believe. Ownership is open to a diverse range of individuals and organizational affiliations.

Geographic Connection

Live, work, worship, or attend school in many North Alabama and Middle Tennessee counties.

Preferred Partners

Employees or retirees of over 1,500 local organizations and businesses.

Family Relations

Immediate family members of current Redstone Federal Credit Union members are automatically eligible.

Military & Civil Service

Serving personnel, civil service employees, and contractors associated with Redstone Arsenal.

Governance & Leadership

Guided by the interests of the membership, not stock market ticker results.

Voluntary Board of Directors
Executive Leadership
Strategic Stewardship

Board Oversight

Our board members are selected for their professional expertise in finance, defense, and local industry. They serve without compensation to ensure Redstone remains focused on member value.

Operational Excellence
Risk Management

Compliance & Security

Maintaining the integrity of the redstone federal credit union online banking platform is our primary operational focus, protecting millions in assets daily.

Community Impact
Member Relations

Branch Network

Our local branch managers live and work in the communities they serve, providing a human connection that digital-only banks simply cannot emulate.

Redstone Institutional Details

Federal credit unions are cooperative financial institutions structured to provide credit to their members. Profits generated are returned to members in the form of lower interest rates on loans and higher interest rates on savings, as well as reduced fee schedules.

NCUA

Federally insured by the National Credit Union Administration. Your savings are protected up to $250,000.

Equal Housing Opportunity. We provide mortgage and lending services without discrimination.

Contact & Location

Corporate Address

123 Main Street
New York, NY 10001, USA

Direct Communications

Phone: +1 212-550-5109
Email: info@redfcu.co.com

Member Support Hours

  • Mon-Fri09:00 - 17:00
  • Sat09:00 - 13:00
  • SunClosed

© 2026 Redstone Federal Credit Union. All Rights Reserved.